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What’s the difference between Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI)?

A:

Social Security is available for people that have become disabled and are unable to earn a living because of their inability to work. Two programs are administered depending on your situation.

Social Security Disability Insurance (SSDI) is designed for individuals who have worked and paid taxes for years before becoming disabled. In this program, the individual will receive SSDI benefits regardless of the individual’s assets or family income if determined to be disabled.

In the Supplemental Security Income (SSI) program, the design focuses on paying benefits to disabled people who need help with basic living costs, even if they haven’t worked or paid taxes into the Social Security system. The qualifications for this program are different in the fact that an individual claiming SSI cannot have family assets or income over a certain limit.

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Ray Hodge & Associates proudly represents victims and their families across the state of Kansas, including Wichita, Andover, Derby, Goddard, Haysville, Mulvane, Rose Hill, Newton, El Dorado and Hutchinson. Call today for a free consultation all over the state of Kansas. We have proudly served clients in Sedgwick, Butler, Sumner, Harvey, Kingman and Reno Counties.