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Personal Injury Lawyer

What does this letter mean that I received from the Insurance company?

Although every insurance company will try to discourage you from contacting an attorney, it is important to do your research and find out why they don’t want you to have one. Allstate is notorious for these letters, which are sent to its injured policy holders. Although Allstate’s letter is entitled “Do I Need an Attorney?”, other insurance company’s may make the same claims in different words.

Allstate’s letter makes claims such as:

  • Your claim will be settled and you will receive money faster if an attorney is not involved.

  • Lawyers charge a fee for their services, but if you settle, you can keep the full amount.

  • An attorney can be hired at a later time if you are not satisfied with the settlement.

What they won’t tell you

According to Allstate’s own statistics, on average the insurance company pays out $9,000 more per claim if an attorney has been hired by the injured person. A personal injury claim should never be settled without at least having a consultation with a personal injury attorney. The initial consultation is always free and you will be given a truthful evaluation of your case.

What will an attorney tell me that insurance won’t?

Besides not telling you they will save on average $9,000 per claim, they also won’t mention the value of your case compared to other similar cases. They won’t reveal that they may attempt to delay your settlement or even find a way to deny your claim. In addition, they won’t offer advice for other types of insurance payments to pay your bills. This would include medical payments, health insurance, worker’s compensation and the different relationships between each. Insurance companies also neglect informing the policy holder that they may be responsible for paying back a portion of what you get to another insurance company.

If you have had a Kansas car wreck injury that was not your fault and need medical treatment, you need an experienced professional who can help you get back on the road to recovery. Call us today at 316-269-1414 or visit our contact page here. Our Kansas personal injury attorneys will provide you a free initial consultation and if we take your case you don’t pay a dime unless we recover money for you. Even then we only take a percentage of the total amount of your recovery.

If you have questions on what you should be looking for when you are making a decision to hire a Kansas personal injury lawyer, read our article located here.

Make sure you download our free car accident app for iPhone or Droid to protect yourself in event of an auto accident.

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Ray Hodge & Associates proudly represents victims and their families across the state of Kansas, including Wichita, Andover, Derby, Goddard, Haysville, Mulvane, Rose Hill, Newton, El Dorado and Hutchinson. Call today for a free consultation all over the state of Kansas. We have proudly served clients in Sedgwick, Butler, Sumner, Harvey, Kingman and Reno Counties.