In October 2005 the bankruptcy laws changed substantially. There has been much confusion about those changes and what they mean for consumers. Many shady debt collectors and lenders told consumers that the new laws meant they could not file bankruptcy. This is simply not true. The new laws require more extensive disclosures but bankruptcy is still available as an option.
If you are struggling to make house payments, car payments or credit card payments bankruptcy may be an option. In most cases you can keep your home and your car and eliminate your credit card debt and medical expenses. In some cases we can even refinance your car at a lower value and at a lower interest rate. If you have recently lost your job due to the economic downturn, pick up the phone and talk to one of our skilled attorneys. We can help you decide if bankruptcy is your best option and help you navigate the legal hurdles required to successfully complete a bankruptcy.
Call now at 316-269-1414
Ray Hodge & Associates proudly represents victims and their families across the state of Kansas, including Wichita, Andover, Derby, Goddard, Haysville, Mulvane, Rose Hill, Newton, El Dorado and Hutchinson. Call today for a free consultation all over the state of Kansas. We have proudly served clients in Sedgwick, Butler, Sumner, Harvey, Kingman and Reno Counties.