Seven Tips for Appealing Long Term Disability Denial

It doesn’t take much for the insurance company to deny your claim for long term disability. In fact, insurance is notorious for denying your claim based on the smallest discrepancy.

If you find yourself in the position where you’ve been denied long term disability, the first step is to contact a personal injury attorney who can help you through the process. Since the appeal is your chance to win some compensation, you certainly don’t want to mess it up.

Next, you will have typically 180 days to appeal your claim. The most important aspect of appealing will be to provide sufficient evidence of your disability. In other words, getting a note from your doctor saying you’re disabled won’t be enough.

To ensure you have a good chance at winning your appeal, make sure your personal injury attorney has these seven tips covered in your appeal:

Include all your medical records for the last 10 years.
Incorporate letters from your medical professional that includes both medical terms and insurance jargon.
Include accounts of your condition from friends, family and ex-co-workers.
Have medical literature about your condition.
Any additional testing to prove your disability.
A testimony from a vocational rehabilitation expert.
Copies of other similar law cases regarding your disability and an explanation of your policy.

Don’t forget that disability claimants represented by an attorney are twice as likely to be approved!

At Ray Hodge & Associates, we believe in personal injury handled personally. At our office you see a lawyer from the very first meeting because we believe your case deserves an experienced personal injury attorney right from the start.

If you have had a Kansas car wreck injury that was not your fault and need medical treatment, you need an experienced professional who can help you get back on the road to recovery. Call us today at 316-269-1414 or visit our contact page here. Our Kansas personal injury attorneys will provide you a free initial consultation and if we take your case you don’t pay a dime unless we recover money for you. Even then we only take a percentage of the total amount of your recovery.

If you have questions on what you should be looking for when you are making a decision to hire a Kansas personal injury lawyer, read our article located here.

Make sure you download our free car accident app for iPhone or Droid to protect yourself in event of an auto accident.

Ray Hodge & Associates proudly represents victims and their families across the state of Kansas, including Wichita, Andover, Derby, Goddard, Haysville, Mulvane, Rose Hill, Newton, El Dorado and Hutchinson. Call today for a free consultation all over the state of Kansas. We have proudly served clients in Sedgwick, Butler, Sumner, Harvey, Kingman and Reno Counties.